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Consumer Filings of Interest


Festiva Development Group, LLC, d/b/a Festiva Adventure Club

The State of Tennessee has filed a lawsuit against various entities and individuals operating a 'timeshare' and membership vacation club that allegedly employs deceptive techniques to market their products. Tennessee's lawsuit comes after a multistate investigation of Festiva Development Group, LLC, d/b/a Festiva Adventure Club, and names numerous related Festiva entities including Escapes!, Inc., Escapes Travel Choices, LLC, Etourandtravel, Inc., Patton Hospitality Management, LLC, Resort Travel & Xchange, Zealandia Capital, Inc., and Zealandia Holding Company, Inc., among others, as well as their owners and operators Donald Keith Clayton, Herbert Hoover "Butch" Patrick, Jr., and Richard Allen Hartnett...Festiva filings.


Ocwen Financial Corporation, Ocwen Loan Servicing

On December 19, 2013, Tennessee, along with the Attorneys General of 48 states and the District of Columbia, and the Consumer Financial Protection Bureau (CFPB), reached a $2 billion joint-state federal settlement with Ocwen Financial Corporation, and its subsidiary, Ocwen Loan Servicing. Ocwen is the nation's fourth largest mortgage servicer. This agreement provides servicing standards to improve homeowner communications with Ocwen, and also relief to eligible homeowners through principal reduction and cash payments to foreclosed borrowers...Ocwen filings.


Phusion - Four Loko

Tennessee joined a multistate settlement with Phusion Projects, LLC and its officers, Jaisen Freeman, Christopher Hunter, and Jeffrey Wright. The settlement addressed allegations that Phusion marketed and sold flavored malt beverages, namely "Four Loko," in violation of consumer protection and trade practice statutes by promoting Four Loko to underage persons, promoting dangerous and excessive consumption of Four Loko, promoting the misuse of alcohol, and failing to disclose to consumers the effects and consequences of drinking alcoholic beverages combined with caffeine. Additionally, the settlement addressed Phusion's practice of manufacturing, marketing, and selling unsafe and adulterated caffeinated alcoholic beverages prior to the FDA's November 2010 letter warning Phusion that caffeinated Four Loko is an unsafe product. The settlement contains injunctive relief and a payment to the states...Phusion filings.