The Insurance Division is comprised of seven sections tasked with protecting consumers and ensuring a viable insurance marketplace in the State. This Division regulates and licenses both individuals and corporations, assesses suspicions of fraud, and provides resources to compare various insurance providers for citizens of Tennessee.

Sections of the Division:

  • Agent Licensing - regulates and licenses individuals and business entities that sell insurance products in Tennessee
  • Captive Insurance – oversees and supports corporations and groups underwriting their own insurance to manage risks and gain financial control
  • Consumer Insurance Services - educates Tennessee consumers on insurance topics and mediates insurance-related disputes
  • Financial Affairs - monitors financial and operational conditions of insurance companies in Tennessee while analyzing records to ensure compliance with state laws, rules, and regulations
  • Insurance Examinations - examines insurance companies licensed in Tennessee to ensure the company’s financial and operational condition remains in compliance with state laws, rules, and regulations through examination reports
  • Fraud Investigations - investigates allegations of abuse, fraud, waste, and other violations to resolve them through means such as fines or the revocation of licenses
  • Policy Analysis - reviews life, health, property and casualty and workers’ compensation insurance policy rates, rules, and forms filed by licensed companies in Tennessee