Annual Enrollment Transfer Period

The Annual Enrollment Transfer Period is held yearly from October 15 through November 15. This is the only time of the year when participants can make changes in their insurance coverage. Changes in coverage will become effective on the following January 1 and participants must remain enrolled in their selected healthcare option until the next year. The only exception is for individuals enrolled in an HMO or POS who move out of the designated service area. The state does not have an open enrollment period.

During annual transfer, participants can:

• Transfer health coverage
• Add, cancel or transfer dental options, if available
• Increase optional term or universal life insurance coverage, if eligible
• Enroll in or decrease optional term or universal life coverage, if eligible
• Enroll in optional special accident coverage, if eligible

All participants enrolled in health coverage are sent information on available healthcare options, premium data, a listing of benefit changes, service areas and vendor changes for the upcoming year.