Department of Safety Internet Logo - Click to return to the Department of Safety Home Page
|
|
|
|
|
|




Helpful Hints for New Residents

If you are under 18 and need to convert an out of state CDL license, have lost your out of state license, or need more information about driver licenses, call the Driver Information Line at (615) 741-3954.

Make sure you register to vote when you go to get your driver license! Now you can save time by registering to vote while applying or renewing your driver license at your motor vehicle office. OR you can mail in your voter registration. This way you can avoid waiting in line. Pick-up your voter registration at the public library, post office, county clerk's office or Registrar of Deeds office. You may also register in person at your local voter registration office. For more information, call your local election commission or the Secretary of State, Division of Elections at (615) 741-7956

DON'T WAIT UNTIL IT'S TOO LATE! The last date to register or change your voter registration records is 30 days before the election!

Drivers in Tennessee are not required by law to have liability insurance in order to register a vehicle or obtain a driver license. However, all drivers are subject to the state's Financial Responsibility Law. The purpose of this law is to protect you and the public from financially irresponsible drivers who become involved in a crash, as well as from drivers who have repeated violations and disregard the law. The best way to protect yourself and your driver license if you are involved in a crash or charged with a moving violation is to have adequate insurance that covers death, bodily injury, and property damage.

A brief guide to Tennessee's Financial Responsibility Law

  • Liability insurance provides coverage for damages you cause to other persons.
  • Collision insurance provides coverage for damages sustained to your own vehicle.
  • Uninsured motorist insurance provides for coverage for damages uninsured persons cause you.

Collision insurance is not addressed by the Financial Responsibility Law. However, Car owners should carry liability insurance because driving privileges can be suspended if there is no liability insurance policy in effect at the time of the following:

  • Involved in a crash resulting in injury, death, or property damage in the amount of $50.00 or more.
  • Charged with a moving violation.

If you are involved in a motor vehicle accident with an uninsured driver, would you be financial protected? State law requires insurance agents to offer you coverage against uninsured or underinsured drivers.

Further information on this subject can be found by visiting our Financial Responsibility Law Page.

Additional Resources
Click here for more information on our driver license services.
Click here for more on our Financial Responsibility Division.
Click here to find contact numbers for the Department of Safety.
Click here for a complete list of county clerk offices offering driver licensing related services.
Click here for a complete list of driver licensing stations.
Click here for a complete list of helpful online forms.
Click here for a complete list of our online services.