Department of Financial Institutions

Department Resources

General Information

Contacts & Phone Numbers

Department Bulletins

Electronic Newsletter

Rules of the Department

Listing of Regulated Entities

Annual Report

Other Web Links

Consumer Resources

Consumer Complaints

Financial Education

TDFI En Español

Banking Division

Application Information

Business and Industrial Development Corporations (BIDCO)

Sentinel Trust Information

Search for a Bank using the FDIC Institutional Directory

Tennessee State Chartered Trust Companies

Credit Union Division

Compliance Division

Enforcement Actions

Check Cashers

Deferred Presentment

Industrial Loan & Thrift

Money Transmitters

Mortgage Licensing

Mortgage Loan Originators

MORTGAGE LOAN ORIGINATORS HIRED NEAR THE END OF THE YEAR:
1. All registrations received from November 15, 2007 to the end of the year will be considered registered as of January 1, 2008, unless we are otherwise instructed.
2. If you wish to have those individual’s registrations effective PRIOR to January 1, 2008, you will need to indicate that choice clearly on the registration form and include another $100 for renewal.

Premium Finance

Title Pledge

Our financial institutions are symbols of security for most of us. Their role in business and industry is crucial to the growth of our country's economy and to our own personal well-being.

In Tennessee, banking is big business. At year-end 2006, the Department of Financial Institutions regulated 160 state-chartered banks, eight trust companies, three business and industrial development corporations (BIDCOs), 118 credit unions, 849 industrial loan and thrift offices, 75 insurance premium finance companies, 1,591 mortgage companies, 573 check cashers, 1,484 deferred presentment services companies, 703 title pledge lenders and 57 money transmitters. The Department also registers thousands of mortgage loan originators.

The department has legal responsibility for assuring the Tennessee banking system runs on a safe and sound basis. In its supervisory role, the department periodically examines financial soundness of each financial institution it regulates. In addition, consumers' complaints involving Financial Institutions are handled by the department.

The department is the administration's primary source for new bank-related legislation. It also adopts and changes its own administrative regulations to conform to the ever-changing needs of consumers and the industry.