Blog

Informed Investor Advisory: Other People’s Money Investment Scams

Rachel Carden serves as the Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance.

April 25 is Teach Children to Save Day!

Rachel Carden serves as the Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance.

March is National Credit Education Month

Rachel Carden serves as the Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance.

Informed Investor Advisory: Romance Scams

Government agencies across North America are seeing an increase in investment-focused romance scams. Here are some common tactics and warning signs to look out for.

What is a ‘Pig Butchering’ Scam?

Rachel Carden serves as the Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance.

Pig Butchering is a term or metaphor that describes a scam perpetrated over a long period of time to steal the victim's money repeatedly via online apps.

Happy Holidays from the Securities Division

Rachel Carden serves as the Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance.

The holidays can be a busy, expensive time of year – which makes it especially difficult to stick to your budget and avoid overspending.

November is National Military Family Month

Rachel Carden serves as the Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance.

The Tennessee Securities Division is dedicated to ensuring our great nation’s service members and their families have the resources they need to increase and further enhance their financial stability.

National Get Smart About Credit Day is Oct. 19

Rachel Carden serves as the Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance.

While the month of October may conjure images of little boos and ghouls trick-or-treating from door to door, here at the Tennessee Department of Commerce & Insurance’s Securities Division, we’re conjuring several tips and tricks to improve your credit score in celebration of National Get Smart About Credit Day!

National Financial Awareness Day is Aug. 14

Rachel Carden serves as the Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance. 

Here at the Securities Division, we hope you’ll use this day as a reminder of how important financial planning is for your, and your family’s, future.

July is National Make a Difference to Children Month

Rachel Carden serves as the Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance. 

This month raises awareness about the vulnerabilities children can face if they do not have a guardian and/or mentor role model in their lives to guide them. Studies show that children are more likely to pursue higher studies if they have these positive influences in their lives.

Celebrate Father’s Day by Establishing a Trusted Contact

Rachel Carden serves as the Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance. 

Every third Sunday in June we celebrate Father’s Day. What do we love so much about dads?

National Senior Fraud Awareness Day (May 15)

Rachel Carden serves as the Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance. 

On National Senior Fraud Awareness Day (May 15), the Securities Division of the Tennessee Department of Commerce & Insurance (“TDCI”) reminds the families, friends, and loved ones of older Tennesseans that they can help protect vulnerable Tennesseans by keeping a watchful eye for signs of elder exploitation and promptly reporting possible abuse to the appropriate authorities.

April 27 is Teach Children to Save Day!

Rachel Carden serves as the Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance.

Military Saves Week is April 24-28, 2023

Rachel Carden serves as the Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance.

Learn Financial Tips During “Money Smart Week” (April 15-April 21, 2023)

Rachel Carden serves as the Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance.

March is National Credit Education Month

Rachel Carden serves as the Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance.

Investor Alert: Self-Directed IRAs and the Risk of Fraud

The North American Securities Administrators Association (NASAA), the SEC’s Office of Investor Education and Advocacy, and the Financial Industry Regulatory Authority (FINRA) are updating this Investor Alert to warn investors of potential risks associated with self-directed Individual Retirement Accounts (self-directed IRAs). 

Informed Investor Advisory: Romance Scams

Government agencies across North America are seeing an increase in investment-focused romance scams. Here are some common tactics and warning signs to look out for.

Always Use Caution When Investing in Cryptocurrency

Elizabeth Bowling serves as the Assistant Commissioner overseeing the Securities Division of the Tennessee Department of Commerce and Insurance.

Technology has made investing easier than ever before, but it has also increased the risks that investors face.

November is National Military Family Month

Rachel Carden serves as the Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance.

The Tennessee Securities Division is dedicated to ensuring our great nation’s service members and their families have the resources they need to increase and further enhance their financial stability.

National Get Smart About Credit Day is Oct. 20

Rachel Carden serves as the Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance.

While the month of October may conjure images of little boos and ghouls trick-or-treating from door to door, here at the Tennessee Department of Commerce & Insurance’s Securities Division, we’re conjuring several tips and tricks to improve your credit score in celebration of National Get Smart About Credit Day!

National Senior Citizens Day is Aug. 21!

Rachel Carden serves as the Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance. 

National Senior Citizens Day recognizes seniors who have spent their lives contributing to society and have impacted everyone’s lives for the better. So how can we show our appreciation and gratitude for the older generations? By keeping a watchful eye for signs of elder financial exploitation.

National Financial Awareness Day is Aug. 14

Rachel Carden serves as the Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance. 

Here at the Securities Division, we hope you’ll use this day as a reminder of how important financial planning is for your, and your family’s, future.

National Senior Fraud Awareness Day (May 15)

Rachel Carden serves as the Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance. 

On National Senior Fraud Awareness Day (May 15), the Securities Division of the Tennessee Department of Commerce & Insurance (“TDCI”) reminds the families, friends, and loved ones of older Tennesseans that they can help protect vulnerable Tennesseans by keeping a watchful eye for signs of elder exploitation and promptly reporting possible abuse to the appropriate authorities.

Are You An Informed Investor?

By Rachel Carden, Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance 

Decentralized finance, or DeFi, is a relatively new blockchain-based set of financial services gaining popularity and acceptance. This alert discusses DeFi, the technology behind it, and how you can protect yourself from falling victim to a scam.

America Saves Week Starts February 21st!

By Rachel Carden, Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance 

Since 2007, America Saves Week has been an annual celebration as well as a call to action for Americans to commit to saving successfully.

Through the support of thousands of participating organizations, including our division, this movement is used to encourage individuals to do a financial check-in that allows them to get a clear view of their finances, set savings goals, and create a plan to achieve them.

This week’s focus on saving will highlight the following strategies:

Happy Holidays from the Securities Division!

By Rachel Carden, Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance 

The holidays can be a busy, expensive time of year – which makes it especially difficult to stick to your budget and avoid overspending – and the past 11 months of good financial habits should not be lost in a haze of hot cocoa and gifting.

TN Securities Division Joins International Fraud Awareness
Week

By Rachel Carden, Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance 

The Securities Division is proud to support International Fraud Awareness Week. Click the link to view an infographic detailing the behavioral red flags of fraud.

TN Securities Division Supports International Fraud
Awareness Week

By Rachel Carden, Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance 

The Securities Division is proud to support International Fraud Awareness Week. Click the link to view an infographic that profiles some common traits of fraudsters.

The Importance of Establishing a Trusted Contact

By Rachel Carden, Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance 

The Tennessee Securities Division is joining the Financial Industry Regulator Authority (FINRA), the North American Securities Administrators Association (NASAA) and the U.S. Securities & Exchange Commission’s Office of Investor Education and Advocacy (SEC OIEA) in urging financial investors to provide their financial firms with a “trusted contact.”

Celebrate National Financial
Awareness Day with a Financial Plan

By Rachel Carden, Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance 

August 14 is National Financial Awareness Day! And while the origins are not exactly clear, the goal of this holiday is to serve as a reminder to ensure your and your family’s finances are a top priority. 

TDCI Securities Division Reminds Consumers
That Social Isolation May Increase Risk of Financial Exploitation

By Rachel Carden, Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance 

Ahead of National Senior Fraud Awareness Day on Saturday, May 15, the Tennessee Department of Commerce & Insurance’s (TDCI) Securities Division reminds Tennesseans that social isolation, whether voluntary or involuntary, has a direct contribution to the financial exploitation of older investors.

National Teach Children to Save Day

By Rachel Carden, Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance 

Each year in April, National Teach Children to Save Day encourages children to develop responsible saving habits.

Take the Pledge to Save For Your Financial Future Today

By Rachel Carden, Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance 

April is Military Saves Month – a campaign where hundreds of organizations come together to collectively encourage the military community to focus on their financial wellbeing.

Financial Education for Tennessee Students Creates Habits for a Sound Financial Future

By Rachel Carden, Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance 

The Securities Division of the Tennessee Department of Commerce and Insurance is proud to sponsor the 2021 EVERFI Financial Literacy Bee - a financial capability challenge and scholarship available for high school students to participate in from April 1-15, 2021. 

Create a Successful Financial Future by Participating in America Saves Week

By Rachel Carden, Director of Investor Education for the Securities Division of the Tennessee Department of Commerce and Insurance 

February 22 – 26 is America Saves Week, an initiative of the Consumer Federation of America (CFA), that has been celebrated annually for the past 14 years. The CFA works to help people save by encouraging them to take a closer look at their finances and saving habits. 

Securities During A Pandemic

By TDCI Assistant Commissioner Elizabeth Bowling 

I am sure that at the top of everyone’s mind right now is the COVID-19 pandemic and its impact on our lives. It feels like, in some ways, that our day-to-day routines have been brought to a grinding halt. However, with each day that passes, we realize that we are finding different ways to carry out our duties.